Know what is working, and what is not.

Six checks, the moment you open it.

Before any chart, the dashboard tells you whether the basics are in place — each check green, amber or red, with the number behind it.

• Emergency fund — months of spending and EMIs you could cover
• Life cover and health cover against a rough need
• Your mix of equity, debt and gold against the split you chose
• Loan EMIs as a share of income, and your savings rate

A to-do list written by your own numbers.

The app reads across everything you have entered and lists what deserves attention — most urgent first, each with a button that takes you to the fix.

• A premium overdue, or a deposit maturing soon
• A goal three years away still mostly in equity
• A fund trailing its index, a regular plan, or funds that overlap
• An endowment policy worth checking, nominees not recorded
• Tax-year deadlines before 31 March

Not now? Hide an item for 30 days. These are prompts to review, never instructions to buy or sell.

Would an index fund have done better?

Each fund is compared with the same money, on the same dates, put into its index instead — every purchase and every sale. It is the fairest test there is, because it uses your own timing.

• Your XIRR beside the same money in Nifty 50, Nifty 100, Midcap 150 or Smallcap 250
• A plain verdict — and “too new to judge” for funds under three years
• Regular plans flagged, with the commission they carry
• Funds that mostly buy the same companies, called out
• Index history downloads once; nothing about you is sent

Your portfolio over the years, against the market.

Value and money invested, month by month or tax year by tax year, over one, three or five years or all of it. Lay an index over it to see how you really did.

• Invested, withdrawn and realised gain for any period
• Compare with Nifty 50, Nifty 100, Midcap 150 and Smallcap 250
• Your money against the market’s: the year growth overtook everything you put in
• Built from your own transactions and fund-price history

The once-a-year check-up, done for you.

One page that puts the year side by side: what you were worth a year ago and today, how the money did, and what needs a decision before the next one.

• Where you stand: net worth now, a year ago, and the change
• Money health and your mix against target
• Every goal — on track, behind or reached
• Every fund with a review note
• Tax this year — and save it all as a PDF

The yearly review meeting is normally a paid service. Here it is included, as often as you like.

Sixteen reports, for one person or the family.

Pick a report, pick the member or the whole family, and save it as a PDF that fits an A4 page, or open it in Excel. Each one says where its numbers came from.