Filing season, without the spreadsheet.
Capital gains worked out from your own transactions and laid out the way the return asks for them — reports that help you and your chartered accountant. Not tax advice.
- Capital gains — summary, lot-wise working, Schedule 112A columns
- A countdown to 31 March
- Tax-saving tracker for 80C, 80CCD(1B) and 80D
Free to download. Every feature unlocked for 14 days — no card needed to start. After that the core tracker stays free, and Pro unlocks every feature page with one payment. Never a subscription.
Tax reports in nine seconds
Every sale, split into the lots it came from.
Short-term and long-term worked out first-in first-out, a countdown to 31 March, and how much of each deduction limit you have used.
Reports, not tax advice. OffGridWealth works these figures out from your own statements and lays them out the way the return asks for them, so filing is quicker for you and your chartered accountant. The tax rules it uses are kept in one dated table and every report says which date they are current to. Rules change and every situation is different — check the figures, or have your CA check them, before you file.
The tax year ends on 31 March. The app counts down.
A card on the dashboard keeps the year in view: the days left, the long-term equity gains already booked, and how much of the yearly tax-free allowance is still unused.
- Days left to 31 March
- Long-term equity gains booked so far this year
- Tax-free allowance left, to the rupee — ₹1,25,000 a year
- Long-term gains you could book now, on units held over 12 months
If you have gains to spare, it points out that selling and reinvesting up to the allowance before 31 March uses this year’s limit and raises your cost price — and reminds you to check exit loads and the ELSS lock-in first.
Every sale this year, fund by fund.
Pick a financial year. The summary lists each fund you sold from: units sold, sale value, cost, and the short-term and long-term gain — worked out first-in, first-out from your imported transactions.
Sale by sale, the lot-wise working your return needs.
Each sale split into the lots it came from, with sale date and price, purchase date and price, cost and gain — short-term and long-term in separate sections. The working you want open while you fill in the capital-gains schedule.
Schedule 112A, in its own columns.
Long-term sales of equity funds for the year, laid out in the column order of Schedule 112A — units, sale price, full value of consideration, cost of acquisition, deductions and balance — so rows can be copied across, then checked.
- Save as PDF to share with your CA
- Open in Excel to sort, check and copy
- Each report states the date its tax rules were last updated
Know the tax before you sell.
Every open purchase lot with its unrealised gain, split short-term and long-term at today’s prices. Useful when you are deciding which units to sell — or whether to wait a few weeks for a lot to turn long-term.
What is used and what is left, in each limit.
Everything you have put into deductible investments this financial year, pulled from your holdings: ELSS, PPF, EPF, Sukanya Samriddhi, life premiums, tax-saver FDs and NSC against 80C, NPS against 80CCD(1B), and health premiums against 80D — each with what is left.
These deductions apply under the old tax regime, and the report says so.
Or use your registrar’s own numbers.
Import the MFCentral capital-gains report for the filing year and the reports are built from the registrar’s computed figures instead. Every report states which source it used, so you always know where a number came from.
See your own numbers tonight.
Download your consolidated account statement from CAMS, KFintech or MFCentral, install OffGridWealth, and within ten minutes you will know what your family is worth — and what to do next.
Free to download. Every feature unlocked for 14 days — no card needed to start. After that the core tracker stays free, and Pro unlocks every feature page with one payment. Never a subscription.
