Home / Features
Everything OffGridWealth does.
Six areas, more than eighty features, one app on your PC or phone. Every one of them works offline, and every one is unlocked for your first 14 days.
Track
Everything you own, for the whole family, from the statements you already have.
Everything in Track
Plan
Plan Builder, goals, retirement, withdrawals and calculators, from your real numbers.
Everything in Plan
Check
Money health, a to-do list, fund versus index and a yearly review.
Everything in Check
Tax reports
Capital gains with the lot-wise working, Schedule 112A columns and a tax-saving tracker.
Everything in Tax reports
Protect
Insurance and policy checks, premium reminders, nominees and a will draft.
Everything in Protect
Learn
A 49-chapter investor guide and a 173-term glossary, inside the app.
Everything in Learn
The full list.
Every feature in the current version (3.0, build M106), by area.
Track
- CAS (CAMS + KFintech) import
- CAMS ActiveStatement and MFCentral CAS
- Broker holdings import (7 brokers)
- NPS statement import
- Bulk CSV for any asset class
- Password-protected PDFs
- 23 kinds of holding
- Loans and credit cards
- Net worth with history
- Emergency fund in months
- Family profiles and family view
- SIPs with XIRR each
- Transactions, searchable
- Labels and label totals
- Goal colour bar on holdings
- Refresh NAV from AMFI
- Find a fund (mutual funds and SIFs)
- Search the whole app
Plan
- Plan Builder fact-find
- Fill from my portfolio
- Risk profile and long-term mix
- Suggested monthly investment
- Life-stage advice
- Goals with inflation
- Plan vs actual, milestones
- Household goals
- What-if slider
- Retirement and FIRE (five kinds)
- Seven stress tests
- Probability of success
- Scenario comparison
- Staged drawdown plan
- SWP planner and tracker
- Seven calculators
Check
- Six money-health checks
- What to do next
- Fund health vs index
- Overlap and regular-plan flags
- Growth and benchmarks
- Your money vs the market’s
- Best and worst since you invested
- Dividends (IDCW)
- Yearly review
- 16 reports, PDF or Excel
Tax reports
- Tax-year countdown
- Tax-free allowance left
- Capital gains summary
- Capital gains lot-wise working
- Schedule 112A columns
- Unrealised gains
- Tax-saving tracker
- Registrar (MFCentral) figures
- Tax rules in one dated table
Protect
- Life and health cover check
- Policy check (offered or held)
- 22 popular plan structures
- Policy vs FD, PPF, bonds, term + index
- Continue or stop a policy
- Premium reminders and calendar
- Will draft with checklist
- Nominees and where papers are kept
Learn
- Investor Guide, 49 chapters
- Workbooks
- 173-term glossary
- Explain button on every screen
- Welcome tour
- What is free, what is Pro — in one dialog
Privacy and devices
- No login, no account
- Works fully offline
- App password (AES-256)
- Privacy mode
- Backup file, phone ⇄ PC
- Google Drive backup — your own Drive, built in
- Automatic backups before big changes (last five kept)
- Light and dark theme
- Optional modules
- Two sample families to explore
See your own numbers tonight.
Download your consolidated account statement from CAMS, KFintech or MFCentral, install OffGridWealth, and within ten minutes you will know what your family is worth — and what to do next.
Free to download. Every feature unlocked for 14 days — no card needed to start. After that the core tracker stays free, and Pro unlocks every feature page with one payment. Never a subscription.
