Understand every number you see.
OffGridWealth comes with a full investor guide — so the app doesn’t just show you XIRR, it explains it, with an example in rupees.
- 49 chapters, from a first SIP to writing a will
- Workbooks you follow step by step
- A 173-term glossary in plain words
Free to download. Every feature unlocked for 14 days — no card needed to start. After that the core tracker stays free, and Pro unlocks every feature page with one payment. Never a subscription.
Learn in nine seconds
Tap any word you don’t know.
Every underlined term in the guide opens its glossary entry: plain words, a rupee example, and what to do about it.
A book on Indian investing, inside the app.
Forty-nine chapters on what an investor in India — resident or NRI — should know before and while investing: how each investment works, what it costs, how it is taxed, what can go wrong, and how to keep a portfolio balanced over the years.
- Learn — how everything works, chapter by chapter
- Do — step-by-step workbooks
- Plan — answer a few questions and get your own plan
- Search the whole guide; it remembers what you have read
- Black-on-white book layout, or your app theme
- Nothing to import first — read it before you add a single number
Each chapter starts with the short version.
Every chapter opens with “In a nutshell” — the whole idea in three sentences — then goes deeper for those who want it. Rules and rates are dated, so you know how current they are.
- Diagrams and worked examples in rupees
- Links between chapters, with a Back button to where you were reading
173 terms, explained for a beginner.
XIRR, NAV, exit load, indexation, LTCG, sum assured, surrender value. Every term has three parts: what it means in simple words, an example with real rupee amounts, and what to do about it. Tap any underlined word in the guide to open it.
Not sure what a number means? Every screen in the app has a small ⓘ that explains it: what it does, what you give it and what you get.
All 49 chapters.
About seventy thousand words, written for India, with rules and rates dated October 2026.
Start here
- Before you invest: the foundations
- How investors think: behaviour and common mistakes
- A budget that actually works
- The numbers behind a goal
Every kind of investment
- Mutual funds
- Shares and the stock market
- Fixed income: deposits, bonds and government securities
- Post office and small savings schemes
- Gold and silver
- Real estate, REITs and InvITs
- Retirement accounts: EPF, VPF, NPS and annuities
- Investing abroad
- Other options: PMS, AIF, SIF
- Comparing investments side by side
- How the economy touches your portfolio
- Every risk explained
Protection and borrowing
- Insurance before investment
- Loans, EMIs and your credit score
- Medical costs in retirement
Tax
- Tax for investors
- Filing your own income-tax return
- NRI corner
- Charitable giving and 80G
Managing it over the years
- Asset allocation and rebalancing
- Measuring your returns honestly
- When the market crashes: what to do
- Overcoming fear in a market crash
- When to check and rebalance
- FIRE: financial independence, and how this app plans it
- Estate planning and wills in India
Your stage of life
- Money through the stages of life
- Women and money
- Business owners and freelancers
- Children and money
- Money as a couple
- Windfalls
- If your income stops
- Money after 60
Do it yourself
- Build your first portfolio in seven steps
- How to read a fund factsheet
- Ready-made model portfolios
- Monthly income: SWP and STP
- A seafarer’s money guide
- The paperwork: KYC, folios, CAS and transmission
- Keeping your accounts safe
- Frauds, scams and your rights
Reference
- Glossary A–Z
- The numbers on this app’s screens
- Official sources and staying current
See your own numbers tonight.
Download your consolidated account statement from CAMS, KFintech or MFCentral, install OffGridWealth, and within ten minutes you will know what your family is worth — and what to do next.
Free to download. Every feature unlocked for 14 days — no card needed to start. After that the core tracker stays free, and Pro unlocks every feature page with one payment. Never a subscription.